Three steps to postponing the payment

1. To apply, you need to be a registered member of a loyalty program, with a valid ID card (or passport) and a driver’s license. The request can be submitted only at the selected petrol station, without going to the bank.


2. Your request shall be processed by the Our AIK Bank within 5 to 10 days. After approval of the request and the signing the contract at the selected petrol stations, you will get a unique PIN from the Our AIK Bank via an SMS. Download the instructions for obtaining a PIN by clicking on the button.


3. After that, within the next few minutes, the card will become fully functional for payment of goods and services up to the approved credit limit to be used at all NIS Petrol and Gazprom petrol stations.

Pay up to 45 days later

Bonus points

Mobile app to track the card status

No visit to the bank, no extra documents

Application submission time

Application forms can be submitted at selected petrol stations every day from 00h to 24h. The contract for the  Sa nama na putu revolving credit card can be signed at selected petrol stations every day from 11 am to 7 pm.


Postpone payment for up to 45 days

You have the option to buy and postpone payment for up to 45 days, depending on the date of the transaction. This option is valid only if you settle the entire card debt regularly, every month, by the due date at the latest.

Sa nama na putu revolving credit card allows you to pay for fuel and additional product assortment exclusively at NIS Petrol and Gazprom petrol stations.

Payments are postponed on a calendar basis – if a purchase is made on the first day of the month, you have 45 days to pay, and if you refuel on the tenth day of the month, for example, you have 35 days to pay the receipt. The due date for payment of the debt from the previous month is the 15th day of the current month.

How to settle the debt?

The debt from the previous month must be settled by the 15th day of the current month by making a payment:

  • Via your e-banking or m-banking account held with your bank
  • At the post office or bank
  • By payment at all NIS Petrol and Gazprom petrol stations.

You must repay at least 10% of the total amount spent (minimum is 1000 RSD). We recommend that the spent amount is settled in full as otherwise interest on the rest of the outstanding debt is accrued in the amount of 2.4% per month.

Tracks status via a mobile app

Sa nama na putu mobile app allows you to monitor your card status, always and everywhere.

The application allows you to:

  • Have a constant insight into the status of bonus points and the card spending
  • Track payment card transactions, reserved funds and available balance
  • Access information about special benefits created just for you

If you use an Sa nama na putu revolving credit card, the following information is also available:

  • Approved limit vs your card spending
  • Card balance (spent, reserved and available funds)
  • Overview of all transactions

Download the mobile app on the following platforms:

google play logo app store logo

After installing the application, enter your user data (phone number and your loyalty card number) for activation.

Additional benefits

Every purchase of fuel, goods and services at NIS Petrol and Gazprom-branded petrol stations with an Sa nama na putu revolving credit card earns you a certain number of bonus points*.

Bonus points are accrued immediately after the purchase, and the number of points you earn depends on the card tier. Silver, gold and platinum are card tiers determined based on the amount of your monthly spending.

* Bonus points cannot be collected by purchasing cigarettes, TAG devices, magazines, daily newspapers, all kinds of recharges, laundry and vacuum cleaner tokens, products under the Spend&Get program and coupon collection programs with which a discount is calculated.

** Representative example for Sa nama na putu revolving credit card – credit limit amount: 40,000.00 RSD NIR: 2.40% on a monthly basis / 28.80% on an annual basis, fixed interest rate. Minimum monthly amount due: 10% of the total card debt plus interest, fees and possible excess credit limit or minimum 1,000 RSD. EIR: 35.31% calculated on 1 August 2020. The total amount that the user will pay during the repayment period in case he/she spends the entire credit limit immediately is 50,372.82 RSD. Costs to be borne by the user: membership fee of 99 RSD per month. The contract is valid for 3 years.